For Government Employees

Civil servant loans, built around your payslip.

Straightforward, payroll-based lending for civil servants — clear terms, a short document checklist, and repayments that fit your monthly salary cycle.

What you'll need
  • National ID
  • 2 payslips (within the last 3 months)
  • Employment number
  • Client loan application letter
  • Letter from employer
Product Overview

A loan designed for the way civil servants get paid

Civil servant loans are tailored for government employees whose income arrives on a fixed, predictable payroll cycle. Instead of asking for business collateral, we assess your salary and employment record — and repayments are structured to align with your pay date.

The product works well for school fees, medical costs, home improvements, asset purchase, or consolidating smaller debts into one manageable monthly repayment.

  • No business collateral required — approval is based on your payslip and employment record
  • Repayments deducted directly from salary, so there's nothing to remember each month
  • Clear, fixed interest and fees agreed before you sign

Loan at a glance

Eligible applicantsConfirmed civil servants
Documents required5
Repayment methodPayroll deduction
Decision timeWithin 48 hours
Application channelBranch or online